Why was I denied credit?
If you’ve never been rejected for credit, count yourself fortunate. Somewhere between 25 – 35% of most credit card applications are typically approved, “depending upon the pricing value proposition and other factors,” according to Robert Hammer, president of R.K. Hammer and Associates, a consultant to the card industry.
To help you get started repairing your credit, CLICK HERE FOR YOUR FREE DISPUTE FORM to remove all that old and outdated personal information that may appear on your credit report. Those previous addresses, telephone numbers, inaccurate date of birth, employer names, and/ or addresses can be removed by using this free form. We suggest all users of our website to utilize this free dispute form. Using this form will only better your success at moving forward with your credit repair challenges.
Reminder: Make sure all disputes are sent via U.S. Post Office Certified Mail with a request for a signed return receipt of delivery.
For your convenience we have links below that can be used to send your certified mail online, or to print certified mail labels.
Please use the below link if you would like to upload your documents to the third-party site, Letter Stream. Letter Stream will print, send the documents by certified mail and provide a tracking number for a fee of $8.10. Click here
What to do next?
First, you need to get a credit report from each of the credit bureaus. To find out where to go and get them free along with other detailed information, then CLICK HERE.